Convenient Locations

Our convenient ATMs are accessible 24/7.  Click Here for our 24-Hour ATM Locations.

Main Banking Center

228 South Main Street
Waterloo, IL 62298

PO Box 507 Waterloo, IL 62298

618-939-6194

Main Banking Center
Lobby
8:30 am-4:30 pm - Monday to Thursday
8:30 am-6:00 pm - Friday
8:30 am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

North Banking Center

744 North Market Street
Waterloo, IL 62298

PO Box 507 Waterloo, IL 62298

618-939-6195

North Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-6:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

Walmart Banking Center

961 North Market Street
Waterloo, IL 62298

PO Box 507 Waterloo, IL 62298

618-939-6196

Walmart Banking Center
Lobby
9:00am-6:00pm - Monday to Friday
9:00am-4:00pm - Saturday
11:00am-4:00pm - Sunday

Columbia Banking Center

1421 North Main Street
Columbia, IL 62236

PO Box 497 Columbia, IL 62236

618-281-6194

Columbia Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-6:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

Millstadt Banking Center

645 East Washington Street
Millstadt, IL 62260

PO Box 310 Millstadt, IL 62260

618-476-3334

Millstadt Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-6:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

Swansea Banking Center

4101 North Illinois Street
Swansea, IL 62226

618-206-6400

Swansea Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-6:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

O'Fallon Banking Center

1177 N Green Mount Rd
O'Fallon, IL 62269

PO Box 670 O’Fallon, IL 62269

618-632-1010

O'Fallon Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-6:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

Dupo Banking Center

107 North 2nd Street
Dupo, IL 62239

PO Box 308 Dupo, IL 62239

618-601-1200

Dupo Banking Center
Lobby
7:30am-4:30pm - Monday to Friday
Closed - Saturday & Sunday
Drive-Up
7:30am-4:30pm - Monday to Friday
Closed - Saturday & Sunday

Smithton Banking Center

4053 State Route 159
Smithton, IL 62285

PO Box 1236 Smithton, IL 62285

618-504-2400

Smithton Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-6:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

Collinsville Banking Center

100 East Clay Street
Collinsville, IL 62234

618-345-1121

Collinsville Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-6:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

Maryville Banking Center

2110 North Center Street
Maryville, IL 62062

618-344-9650

Maryville Banking Center
Lobby
9:00am-4:00pm - Monday to Friday
Closed - Saturday
Drive-Up
8:30am-5:00pm - Monday to Friday
Closed - Saturday

Effingham Banking Center

210 East Fayette
Effingham, IL 62401

217-342-3200

Effingham Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-5:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

Stewardson Banking Center

110 East Main
Stewardson, IL 62463

PO Box 68 Stewardson, IL 62463

217-682-3236

Stewardson Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-5:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

St. Libory Banking Center

856 Sparta Street
St. Libory, IL 62282

PO Box 325 St. Libory, IL 62282

618-768-4404

St. Libory Banking Center
Lobby
8:30am-3:00pm - Monday to Friday
8:30am-Noon - Saturday
Drive-Up
8:30am-3:00pm - Monday to Thursday
8:30am-4:00pm - Friday
8:30am-Noon - Saturday

New Athens Banking Center

600 S Van Buren
New Athens, IL 62264

PO Box 409, New Athens, IL 62264

618-475-2200

New Athens Banking Center
Lobby
8:30am-3:00pm - Monday to Thursday
8:30am-5:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
8:30am-4:00pm - Monday to Thursday
8:30am-5:00pm - Friday
8:30am - Noon - Saturday

Marissa Banking Center

720 East Lyons
Marissa, IL 62257

PO Box 49 Marissa, IL 62257

618-295-2746

Marissa Banking Center
Lobby
8:30am-3:00pm - Monday to Thursday
8:30am-5:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
8:30am-4:00pm - Monday to Wednesday
8:30am-5:00pm - Thursday and Friday
8:30am-Noon - Saturday

Holiday Hours

All First National Bank of Waterloo banking centers will be closed on the following observed holidays in 2024:

New Year’s Day – Monday, January 1
Dr. Martin Luther King, Jr. Day – Monday, January 15
President’s Day – Monday, February 19
Memorial Day – Monday, May 27
Juneteenth National Independence Day – Wednesday, June 19
Independence Day – Thursday, July 4
Labor Day – Monday, September 2
Columbus Day – Monday, October 14
Veterans Day – Monday, November 11
Thanksgiving Day – Thursday, November 28
Christmas Day – Wednesday, December 25