About Us

Mission Statement

Our goal is to be the premier financial institution in southern Illinois.  Our mission is to enhance shareholder value by providing high quality, personal financial services that exceed the customers' expectations; maximizing earnings through optimal growth while remaining an independent bank; and striving to attract and retain quality staff.

We believe the following value statements express the focus of our business:

  • Customers - We will strive for excellence in the delivery of customer services and in the development of new products.  We commit to make the customers' interest our interest.
  • Employees - We will strive to attract, develop and retain employees of the highest character and competence, and we will provide them with compensation and incentives that will reward them for their performance, loyalty, team effort and commitment.
  • Shareholders - We will strive to enhance shareholder value through improved and sustained dividends.
  • Community - We will strive to promote economic growth and development in a socially responsible manner in the communities we serve.

Thank you for stopping by the First National Bank of Waterloo website.  We would like to be your financial partner.  Visit us again soon!