Convenient Locations

Our convenient ATMs are accessible 24/7.  Click Here for our 24-Hour ATM Locations.

Main Banking Center

228 South Main Street
Waterloo, IL 62298

PO Box 507 Waterloo, IL 62298

618-939-6194

Main Banking Center
Lobby
8:30 am-4:30 pm - Monday to Thursday
8:30 am-6:00 pm - Friday
8:30 am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

North Banking Center

744 North Market Street
Waterloo, IL 62298

PO Box 507 Waterloo, IL 62298

618-939-6195

North Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-6:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

Walmart Banking Center

961 North Market Street
Waterloo, IL 62298

PO Box 507 Waterloo, IL 62298

618-939-6196

Walmart Banking Center
Lobby
9:00am-6:00pm - Monday to Thursday
9:00am-7:00pm - Friday
9:00am-4:00pm - Saturday
11:00am-4:00pm - Sunday

Columbia Banking Center

1421 North Main Street
Columbia, IL 62236

PO Box 497 Columbia, IL 62236

618-281-6194

Columbia Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-6:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

Millstadt Banking Center

645 East Washington Street
Millstadt, IL 62260

PO Box 310 Millstadt, IL 62260

618-476-3334

Millstadt Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-6:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

O'Fallon Banking Center

104 Regency Park
O'Fallon, IL 62269

PO Box 670 O’Fallon, IL 62269

618-632-1010

O'Fallon Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-6:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Wednesday
7:30am-5:30pm - Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

Schnucks Banking Center

907 East Highway 50
O'Fallon, IL 62269

PO Box 670 O’Fallon, IL 62269

618-622-1833

Schnucks Banking Center
Lobby
9:00am-6:00pm - Monday to Thursday
9:00am-7:00pm - Friday
9:00am-4:00pm - Saturday
11:00am-4:00pm - Sunday

Dupo Banking Center

107 N 2nd St.
Dupo, IL 62239

PO Box 308 Dupo, IL 62239

618-601-1200

Dupo Banking Center
Lobby
8:00am-4:30pm - Monday to Thursday
8:00am-6:00pm - Friday
9:00am-12:00pm - Saturday
Drive-Up
7:30am-5:00pm - Monday to Thursday
7:30am-6:00pm - Friday
8:00am-12:00pm - Saturday

Effingham Banking Center

210 East Fayette
Effingham, IL 62401

217-342-3200

Effingham Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-5:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

Stewardson Banking Center

110 East Main
Stewardson, IL 62463

PO Box 68 Stewardson, IL 62463

217-682-3236

Stewardson Banking Center
Lobby
8:30am-4:30pm - Monday to Thursday
8:30am-5:00pm - Friday
8:30am-Noon - Saturday
Drive-Up
7:30am-5:00pm - Monday to Thursday
7:30am-6:00pm - Friday
7:30am-Noon - Saturday

Holiday Hours

First National Bank of Waterloo will be closed on the following observed holidays:

New Year’s Day
Dr. Martin Luther King, Jr. Day*
President’s Day*
Memorial Day
Independence Day
Labor Day
Columbus Day*
Veterans Day*
Thanksgiving Day
Christmas Day

*On these holidays our Walmart Banking Center and Schnucks Banking Center are Open!