Equifax Security Breach Information
Equifax announced recently that personal information was compromised for approximately 143 million U.S. consumers due to a system breach. The information included names, social security numbers, birthdates, addresses and in some cases drivers license numbers. Equifax set up a dedicated website, www.equifaxsecurity2017.com, where you can check if your information was compromised. From the website, click on “Potential Impact” and put in the information required. The website also has FAQ’s regarding the incident.
Same Day ACH Debits
Effective Friday, September 15th, 2017, direct payments authorized online, over the phone, or written checks converted to electronic debits, could post to your account the same day they are authorized. This is a new rule governing all direct payments and affects all financial institutions, including First National Bank of Waterloo.
Payments that in the past may have taken one or two days to post, can now post the same day they are made. (Pre-authorized drafts or recurring payments will continue to post on the effective date based on the transaction agreement.) Please have the funds available in your account to allow for same day ACH posting to avoid overdraft fees and return items. We encourage you to utilize the services we offer to help manage your account, such as FNBonline Banking, Mobile Banking and our 24-hour telephone banking, Dial-A-Bank. If you are not currently enrolled in any of these services, please feel free to contact us and someone will be happy to assist you.
Thank you for banking with First National Bank of Waterloo. We value and appreciate your business!
Click here to read some interesting security tips about home burglaries. You may think twice about some things you do every day after reading these tips!
Below are the latest fraud alerts and security recommendations:
Please contact us at 618-939-6194 if you become aware of a scam or believe you are a victim of any of these types of fraud. You may also contact us if you have any questions regarding fraud.