FNB MasterMoney Debit Card

The FNB MasterMoney Debit Card gives you a safe, convenient way to spend your money, while offering you rewards – just for going about your daily business.

You can make purchases online, in a store or anywhere MasterCard is accepted.  Funds will be automatically be deducted from your account just like a check.  You can also use it to get cash from any of our ATMs.



And now, if you have a FNB MasterMoney Debit Card, your Rewards are waiting!  Every cardholder at First National Bank of Waterloo is automatically enrolled in this FREE Rewards program where you earn Rewards with every signature transaction made on everyday purchases!

  • Earn 1 point for every $4 spent with your FNB MasterMoney card
  • You must sign for purchases or select the “credit” option
  • No points are awarded for PIN transactions
  • Rewards include gift cards, merchandise, travel and experiences
  • How to redeem your points:  log in to the Rewards! Redemption website


Round up & Save with FNB EZsave

With FNB EZsave, you can grow your savings without even trying!

When you enroll, we will round up all of your First National Bank of Waterloo debit card purchases to the nearest dollar amount, and transfer the difference from your checking account to your savings account each day.

Now you can grow your savings with every debit card purchase. Saving has never been EZier! Call or stop in soon to enroll and start saving!


Important Notice

New regulatory changes require you to authorize the bank to pay overdrafts from Debit/ATM transactions.  Opt-In to Overdraft Protection, for your peace of mind.

Learn more and Opt-In


MasterCard SecureCode is a simple and secure way to pay online. A private code known only to you and your bank, your SecureCode enhances your existing MasterCard account by protecting you against unauthorized use of your card when shopping online at participating online retailers.

Learn more

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