Personal Checking Accounts

FNB Classic 55 Club

Classic 55 logo

Are you age 55 or better?

Take advantage of this special package of financial benefits and social activities.

Earn interest on your checking, get free club checks and pack your bags for any of the various trips and social events planned each year; exclusively for Classic 55 Club members.

Click here to find out the latest Classic 55 Club News.

  • For customers 55 years of age or better
  • Interest bearing checking
  • No monthly service charge with a $100 daily minimum balance
  • $5 service charge if balance falls below $100 daily minimum balance
  • Free personalized club checks (or 50% off other styles)
  • Free MasterMoney check/ATM card with Rewards!
  • $100 minimum to open
  • Unlimited check writing
  • Bi-Monthly Newsletter
  • $10 discount on safe deposit box rental
  • Discount rate on personal and installment loans
  • Free Official Checks
  • Free notary service
  • Fun group trips and outings
  • Social events and educational seminars

Click here to view our current rates.


Apply Now




FNB EZsave

With FNB EZsave, you can grow your savings automatically!

When you enroll, we will round up all of your First National Bank of Waterloo debit card purchases to the nearest dollar amount, and transfer the difference from your checking account to your savings account each day.

Now you can grow your savings with every debit card purchase. Saving has never been EZier! Call or stop in soon to enroll and start saving!