Personal Savings Accounts

Individual Retirement Account

Start planning for the good life early with an Individual Retirement Account at First National Bank of Waterloo.  You can take advantage of possible tax benefits while you watch your savings grow!  We offer various IRAs, in either fixed or variable rate certificates of deposit, so there is a plan to fit each individual’s needs and goals.

No one can see what the future holds…but rest assured, you are building a bright future with an IRA at First National Bank.

  • Competitive interest rates
  • Traditional, Roth and SEP available
  • Fixed and variable rates
  • FDIC insured up to $250,000
  • $250 minimum balance is required to obtain the APY
  • Possible tax advantages
  • Automatic renewal

Click here to view our current rates.

Please visit the IRS Website for additional details to help you choose which IRA is right for you or contact any of our Financial Service Representatives, who will be happy to answer your questions.  Consult your tax advisor for information on which type of IRA is right for you.

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