Personal Savings Accounts

Savings Club Accounts

Whether you want to save some money for a wonderful vacation or to take some of the stress out of the holiday season, we have the account for you!

Simply tell us how much you want to set aside each month, and we will automatically transfer it for you.  Or enjoy the freedom to deposit on your own as often as you would like.  Then, we will send you a check for the amount you save, plus pay you interest!

  • Make deposits with automatic transfer or coupon book
  • No monthly fee
  • Flexible you decide how much to contribute
  • Competitive interest rates
  • FNB Christmas Club checks issued in October
  • FNB Vacation Club checks issued in April
  • FDIC insured

If you save each payday, look how fast it adds up:

  • $5 each payday = $130
  • $10 each payday = $260
  • $20 each payday = $520
  • $50 each payday = $1,300

Imagine what you could do with that extra cash!

Click here to view our current rates.

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FNB EZsave

With FNB EZsave, you can grow your savings automatically!

When you enroll, we will round up all of your First National Bank of Waterloo debit card purchases to the nearest dollar amount, and transfer the difference from your checking account to your savings account each day.

Now you can grow your savings with every debit card purchase. Saving has never been EZier! Call or stop in soon to enroll and start saving!