Personal Savings Accounts

Individual Retirement Account

IRAs are one of the most viable tools to ensure a safe, secure retirement.

  • Excellent interest rates
  • Possible tax advantages
  • Traditional, Roth and SEP

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FNB First Savings

Itís never too early, or too late, to start saving and watch your money grow.

  • Great interest rates
  • Interest paid quarterly
  • Special Kids 1st Club

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Health Savings Account

A Health Savings Account (HSA) can make your healthcare dollars go further.

  • Tax savings
  • Earns interest
  • Freedom of choice over your health care decisions

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Certificate of Deposit

Lock in an interest rate so you know you are getting a great return on your money with a CD from First National Bank of Waterloo.

  • FDIC insured
  • Automatic renewal
  • Terms as short as 3 months

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Savings Club Accounts

These unique accounts help you to save so you have cash when you need it the most!

  • Christmas Club
  • Vacation Club
  • Earn interest

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FNB Premier Money Market

Enjoy the security and convenience of a banking account, with investment-level returns.

  • Tiered interest rate
  • Flexibility of deposits and withdrawals
  • FDIC insured

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