Personal Checking Accounts

Connections Account

If you're looking to take advantage of other bank benefits, but don't want to pay a fee...this could be the perfect account for you!

Banking Benefits:

  • No minimum balance
  • One box of personalized Connect checks free per year
  • 25% discount on annual safe deposit box fee
  • Waived ATM fees up to $5 per statement cycle
  • $25 minimum to open
  • Unlimited check writing
  • Low monthly fee of $5, waived if criteria is met*



Plus, these features come free on any of our checking accounts:

  • Free Online Banking with BillPay
  • Free FNB ATMs
  • Free Dial-A-Bank 24-hour banking
  • Free overdraft protection (if qualified)
  • Free MasterMoney debit/ATM card with Rewards!
  • Free Mobile Banking
  • Free FNB EZsave

*Waived if Connections criteria is met each statement cycle...

  • $10,000 in deposits, $25,000 in loans, or $15,000 in deposits and loans combined at First National Bank of Waterloo



Apply Now



FNB EZsave

With FNB EZsave, you can grow your savings automatically!

When you enroll, we will round up all of your First National Bank of Waterloo debit card purchases to the nearest dollar amount, and transfer the difference from your checking account to your savings account each day.

Now you can grow your savings with every debit card purchase. Saving has never been EZier! Call or stop in soon to enroll and start saving!