Personal Checking Accounts

Value Checking

If you're looking to take advantage of other bank benefits, but don't want to pay a fee...this could be the perfect account for you!

Banking Benefits:

  • No minimum balance
  • One box of "Value" checks free per year
  • 25% discount on annual safe deposit box fee
  • Waived ATM fees up to $5 per statement cycle
  • $100 minimum to open
  • Unlimited check writing
  • Low monthly fee of $5, waived if criteria is met*

Lifestyle Benefits with GenGold®

Because you are a checking account customer with First National Bank of Waterloo, you have the opportunity to become a member of GenGold®.  As a GenGold® member, you are entitled to an exclusive program that allows you and your family to save money on products and services you use every day.  

 

Live Better Locally For Less

Show your card and enjoy special offers from local merchants!  The complete listing can be found at www.gengold.com after you enroll.  Click on "Local Participants."

 Find out more or start your 60-day free trial by clicking here.

Plus, these features come free on any of our checking accounts:

  • Free Online Banking with BillPay
  • Free FNB ATMs
  • Free Dial-A-Bank 24-hour banking
  • Free overdraft protection (if qualified)
  • Free MasterMoney debit/ATM card with Rewards!
  • Free Mobile Banking
  • Free FNB EZsave

*Value Checking monthly fee will be waived if all of the following criteria are met each statement cycle...

  • E-statement
  • 10 debit card purchase transactions
  • EITHER 3 Billpay OR 1 Direct Deposit

-OR-

  • $10,000 in other deposits or $25,000 in loan balances at First National Bank of Waterloo

 

 

Apply Now

 



 

FNB EZsave

With FNB EZsave, you can grow your savings automatically!

When you enroll, we will round up all of your First National Bank of Waterloo debit card purchases to the nearest dollar amount, and transfer the difference from your checking account to your savings account each day.

Now you can grow your savings with every debit card purchase. Saving has never been EZier! Call or stop in soon to enroll and start saving!