Personal Savings Accounts

FNB Value Plus Savings

Receive priority status with this savings account and earn a bonus rate of interest. 

  • $50 minimum to open
  • Must have a FNB Value Plus Checking to qualify for this account
  • Bonus rate of interest  
  • Rates subject to change at any time
  • Interest compounded daily and paid quarterly
  • 6 withdrawals per month
  • $1 per withdrawal thereafter
  • Federal regulations limit the number of electronic debits (via telephone or internet) to six per month
  • $5 quarterly charge will be assessed on accounts with an average daily balance of less than $50
  • FDIC insured up to $250,000

Click here to veiw our current rates.

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FNB EZsave

With FNB EZsave, you can grow your savings automatically!

When you enroll, we will round up all of your First National Bank of Waterloo debit card purchases to the nearest dollar amount, and transfer the difference from your checking account to your savings account each day.

Now you can grow your savings with every debit card purchase. Saving has never been EZier! Call or stop in soon to enroll and start saving!